The InternetBank covers XML files as well as single International payments and SEPA credit transfers. It also provides online access to all information on current accounts such as account statements, balances, reserved amounts, review of current/pending transactions, reference FX rates etc.

Besides Finnish, the InternetBank is also available in Swedish and English. Note that several users can be added to each account, where each user is provided with individual user ID and account access rights. For enhanced security and control over banking operations, three operating regimes; Information, Preparation of Payments and All Services (approval of payments alone or by two together) - can be specified. Any subsequent mode incorporates the functions of the previous one, which allows work to be organized in companies by dividing access rights and assignments.

File transfers & reporting

The multi-banking solution in Finland is a separate file exchange channel which can be used by different software products, such as provided by Analyste and OpusCapita.

The file exchange channel, which at the moment is with PATU-security, is for customers who typically use multibank software to connect with the banking system in order to send different types of payments files as well as receive payment feedback files such as account statements or reference lists.

Web Services & Camt -messages

Swedbank Finland Gateway (Web Services -channel) is a secure and modern connection between your company and the bank. Swedbank Gateway will be available from autumn 2018 and it will eventually replace PATU –security in the file exchange channel.

Via Swedbank Gateway customer will be able to send XML payment files, retrieve camt054 account statements, camt 054C credit notifications / incoming reference payments, camt054D debit notifications as well as camt052 account reports.